Medical and Travel Benefits

• Up to S$2,000,000 reimbursement of Medical Expenses incurred overseas for Sickness or Injury sustained overseas under Premier Plan.
• Up to S$50,000 reimbursement for follow up treatment in Singapore for Injury sustained overseas under Premier Plan.
• Reimbursement of Medical Expenses incurred overseas arising from pregnancy-related sickness.
• Reimbursement for expenses incurred overseas in relation to treatment by a Physician for Sickness or Injury sustained overseas.
• Hospital Income for overseas and local Hospital Confinement (due to injury or Sickness sustained whilst overseas).
• Provides unlimited Emergency Medical Evacuation Cover (Premier & Superior Plan only).
• Provides unlimited Repatriation and Direct Repatriation (applicable for all plan types).
• Reimburse you for your telephone call charges incurred overseas for calling Travel Guard® services during a medical emergency and for which a medical claim has been submitted/report lost or stolen credit card or that unauthorized charges have been made from your credit card.
• Automatic Extension of Policy up to 30 days if Hospitalized/Quarantined whilst overseas at time of expiry.

Personal Accident Benefits

• Reassures you with up to S$500,000 for accidental death & permanent disablement and up to S$1,000,000 protection for accidental death whilst travelling on Common Carrier overseas (Premier Plan only).
• Protects your children’s needs with Child Education Grant on event of your accidental death whilst overseas (Premier & Superior Plan only).

Travel Inconvenience Benefits

• Trip Cancellation benefit starts 60 days prior to departure date or at policy issue date (if policy issued less than 60 days prior to departure date).
• Reimburse the administrative cost of change of traveler in the event of Travel Cancellation due to unexpected death of relative or travel companion.
• Takes care of your non-recoverable deposits or fares paid in advance in the event of Travel Cancellation due to insolvency of NATAS registered Travel Agency from which you purchased the Trip.
• Trip Curtailment covers for additional transport and accommodation expenses incurred as a result of you having to curtail trip and return directly to Singapore due to Major Travel Event which prevents you from continuing with your scheduled trip.
• Reimburse for loss arising from unauthorised charges being made from your Credit Card.
• Provides coverage for loss or damage sustained overseas of your personal baggage including Laptop Computer.
• Reimburse you for loss of jewelry if you are robbed while travelling.
• Reimburse for your Baggage Delay and Travel Delay whilst you are Overseas (for each full 6 consecutive hours) or in Singapore (for at least 6 consecutive hour delay).
• Reimburse for the replacement cost for travel documents lost overseas due to robbery, burglary, theft or Natural Disasters.
• Reimburse for failure to board aircraft due to overbooking of the flight and no alternative transportation made available for at least 6 hours (Premier & Superior Plan only).
• Compensate per day you are held hostage following a kidnap which occurs during a Trip.
• Provides coverage for Personal Liability Abroad.

Supplementary Benefits

• Reimburse for loss of use of green fees paid in advance if you suffer Injury or Sickness during a Trip resulting in inability to use the golf course (Premier & Superior Plan only).
• Provides cover for your Household Contents (in your vacant house) against fire whilst you are away.
• Takes care of your rental vehicle excess charges you need to pay for loss or damage to the rental vehicle due to an accident or takes care of the cost of returning the rental vehicle if you are not able to return the rented vehicle due to your hospital confinement.
• Enjoy Supplementary Benefits such as Golf Advantage (some benefits only for Premier & Superior Plan only) and Pet Care (Premier & Superior Plan only).
• Reimburse for Loss of use of Entertainment Ticket/Frequent Flyer points if not used due to certain specified events.
• Cover Acts of Terrorism.

*Note: All coverage is up to the specific claim limits for the respective plan types. Subject to specific terms, conditions and exclusions set out in the Policy.